Personal Finance with AB

Hello Readers! For newbies who don't know what actually swing trading is (In theory) :- “Swing trading is basically a target based and time bound trading, done for quick returns”. Moving ahead to THE PRACTICAL APPROACH As per my personal experience, I will classify it broadly into two categories:— 1. High-Risk Approach: It involves risky and most volatile stocks in the market like Vodafone idea, Yes Bank and penny shares. It is all a GAME OF RIGHT ENTRY AND EXIT and used as the quickest way to earn high returns, involving higher risk. I will only suggest this to those who are also prepared to bear the loss, if the stoploss gets hit. So, those of you who are new, follow the approach 2 to start trading. The best thing about this approach is, it can give you returns up to 100%, (even more in some cases).   My personal experience:  I do this frequently and on an average it turned to be an Awesome experience for me: Traded and booked profit many times in stocks ...

Interested in a stock from Pharma sector? Ready to take a little higher risk? Looking out for a share capable of generating multi bagger returns? Then, this stock is for you. Table Of Contents Laurus Labs business Is Laurus Labs a good company? Laurus Labs is a small cap pharmaceutical company operating as a contract manufacturer(CDMO business), involved in APIs (low cost advantage) and continuously growing in terms of new products and patents. Laurus Labs Annual Reports On analysis of annual reports (feel free to skip this section, although I have tried to make it simple to understand)- The EBITDA increased considerably(150+%) due to forward integration in formulations. High R&D capabilities have aided in further cost cutting(50%) and capturing market share in new products(30+%) over the time. The ROE and ROCE of the company are up to the mark consistently (even if we ignore the covid scenario). Why is Laurus Labs stock price increasing? Anoth...

Are you a shareholder of CAMS? Or planning to make a position? If yes, then this post can be worth a read! CAMS was listed on 28th September 2020 and as per SEBI guidelines, on completion of one year, stake holders can sell their stakes. So,  IIFL private equity sold their stakes and booked huge profit. For those of you looking for numbers - IIFL withdrew an amount of approx 350 crores from the stock, which led to a major decline ( more than 8% in a single day ) in the stock price. Now, the question here is  WHAT SHOULD WE DO NOW! If you are already an investor  in the stock, then keep  HOLD ing the stock. WHY? Ask yourself why you entered the stock. Is there any difference in the stock fundamentals? Has there been a change in the company's management? -  NO! So, why to worry! Just have patience and hold. You can infact  average  out, if the initial buying levels are high. Now, for those who are thinking of making a  new entry:- Before buying ...

This blog is to identify  some of the   high quality stocks  which have a history of paying  consistent dividends. Table Of Contents What is dividend? Dividend is a part of the company's Free Cash Flow which it decides to distribute among its shareholders. It is not mandatory, but can act as a  passive source of income. Best dividend stocks Sector wise 1. IT sector TCS Infosys HCL Wipro ( Dividend amount has been decreased now as a lot people have already become a millionaire by holding this share) Other than these,  OFSS, LTI and Persistent Systems  are some more companies paying healthy dividend and have shown a good upward movement in the stock price as well. (WIN WIN situation) 2. FMCG sector Most favourite ITC Britannia Almost all of the companies in FMCG sector believe in paying good amount of dividend, so you can even opt for companies like  HUL, TCP  and also explore  Varun beverages, Ju...

Nowadays, everyone has realised the importance of investing in the stock market. As the number of investors grows, so do the questions. This blog will explain the basic evaluation criteria while picking a stock for long term investment, i.e., for a horizon of 5 to 10 years. Table Of Contents How to Choose Stocks for Long Term Investment 1.  Fundamental analysis Growing Profit and sales, High OPM (Operating Profit Margin), High ROE (Return on Equity) and ROCE (Return on Capital Employed) - These can act as a first level of filter to pick the   best long-term stocks .   But, do remember that some of these parameters may be very high or low depending on the industry, and thus are industry specific . For example, banking stocks will not have a high ROE value, be it HDFC Bank or Yes Bank. Insurance industry stocks will have a low OPM. 2.  Business analysis   Whether the stock has a  monopoly  in its sector and what is the  bu...