Personal Finance with AB

 Confused whether or not to invest in Nykaa? This blog post will cover the business, financials and valuations and help you reach out on a decision. Table Of Contents • Nykaa Company Overview Nykaa is an India based e-commerce business which was started way back in 2012 by Mrs. Fulguni Nayar. It has various stores selling cosmetic products, but the major revenue comes from the online business. Let us now look at the business model of Nykaa to understand how Nykaa makes money. • Nykaa Business Model Nykaa is trying to create a marketplace, just like Amazon where different sellers can list their products under "Nykaa's name". In this process, Nykaa has already been able to collaborate with various fashion brands and cosmetic brands, including Lakmé and L'Oreal. Along with that, Nykaa is focused on growing its own products under  Nykaa fashion  and cosmetics range under  Nykaa Cosmetics . • Nykaa Promotors Mrs. Fulguni Nayar  started out Nykaa in  201...

Indian Energy Exchange (IEX) is in news again due to the announcement of the board confirming the issue of bonus shares on 21st October 2021. So, are you thinking of buying IEX at the current levels? If yes, then this post will cover all you need to know before making your decision. Table Of Contents 1. IEX business The greatest advantage is the  monopoly  IEX holds in its sector, till now (NTPC is also planning to enter the power trading sector). This energy trading industry is in a growth stage and has huge potential. Thus, IEX being the only major player (more than 95% market share) providing a platform for electricity/power trading activities is expected to show further growth in the future. 2. IEX stock fundamentals Next thing you should know are the  fundamentals , which are too good for IEX. From the company's annual reports, let us do a 6 pointer analysis :- Sales - Increasing every year ✅ Profits - In an uptrend ✅ Operating Profit Margin - Above 80%  ✅...

The results of all 4 major IT companies (as per the market share) for Q2 FY2022 are out now. This post will provide a comparison of the results of TCS, Infosys, HCL and Wipro. Table Of Contents 1. Tata Consultancy Services Tcs Q2 results date  08 October 2021 TCS sales growth for Q2 The Quarterly Results of Tata Consultancy Services are out and the company reported the consolidated revenue as Rs. 46,867 crore, which is a 16.8 per cent year-on-year growth ( below expectations) and 3.2 per cent QOQ increase. TCS profit growth for Q2 As per TCS quarterly results, the  consolidated net profit stood as Rs. 9,624 crore, which is a 14.1  per cent year-on-year growth ( higher than analysts’ expectations) and 6.8 per cent quarter on quarter increase. Operating margin of TCS  The operating margin of TCS increased slightly to 25.6 per cent from 25.5. Dividend for Q2 FY 2022 TCS delared an interim dividend of Rs 7 per share for the Septe...

EV is an entire ecosystem including automobiles, batteries, power and technology. If you are looking for returns from stocks which could benefit from EV in next 2 years, then it is not a good investment strategy.  WHY  — Because EV is a game of the future. Invest only if you have a horizon of 10 years. Now, coming to stocks which can give 30–40% in 2 years (though there is no certainty in stock market, but these stocks are quality stocks and you can hold them longer for > 30–40% returns). So, here are our bets  for 30–40% returns in the next 2 years :— 1. Tech — Tata Elxsi, LTTS, Persistent . Yes, they have already zoomed a lot. So,  don't invest all at once . Buy slowly in every dip and these companies have the potential to give even more returns going forward. 2. Power — Tata Power For longer time period (around 10 years) — Batteries  — Amara Raja, Exide  or Chemicals  — Tata chemicals (though there are better options available in the chemica...

Looking out for investment options from the IT industry? If you are bothered by the hype created about "Happiest Minds" and unsure whether to invest or not, then this post is certainly for you. I will be covering the fundamentals, technicals and valuations of Happiest Minds in this post. Table Of Contents Let's start with FUNDAMENTAL ANALYSIS. 1. Happiest Minds business analysis Happiest Minds is a  fundamentally strong company  with a bright future. WHY? Because it is working on latest and futuristic technologies including AI & ML (robotics, IoT), cloud computing, blockchain (underlying technology for Cryptocurrency), drones and much more.  2. How is Happiest Minds different? Happiest Minds Technologies has majority of clients in digital business segment, diversified across geographies (unlike TCS or HCL or Wipro which have major clients in BFSI). Also, the executive chairman and the main promoter  Ashok Soota has prior e...